Trinity Finance
Call 01322 907 000

Commercial mortgage brokers · NACFB member

Commercial Mortgages Without the Guesswork

Buying your premises, refinancing, or funding an investment property: we place your case with the right commercial lender first time, from high-street banks to specialist funds.

Free, no-obligation conversation · 5.0★ from 534 Google reviews

120+ Lenders
15,000+ Products
5.0★ · 534 Reviews
FCA Regulated

Commercial lending is a maze. That’s the point of a broker.

There is no comparison site for commercial mortgages. Every lender has its own appetite: sector, loan size, lease terms, owner-occupier or investor, and it changes without notice. Approach the wrong one and you lose weeks finding out.

Worse, the terms you are offered depend heavily on how your case is presented: the accounts, the business plan, the rent cover, the exit. The same business can get two very different offers depending on who packaged the application.

We do this every week. We know who is lending, on what, at what margin, and how they want to see a case. You get the offer your business deserves, without burning a month of your time.

What We Arrange

From a first commercial unit to a growing portfolio, these are the deals we place.

Owner-occupied premises

Stop renting your workspace and buy it. Often the monthly cost is comparable, and the asset is yours.

Commercial investment property

Offices, retail units, industrial. Lending assessed on the strength of the leases and the covenant.

Semi-commercial property

Shops with flats above and mixed-use buildings, the cases high-street lenders find hardest to place.

HMOs and larger portfolios

Specialist buy-to-let and commercial structures for serious landlords, including limited company lending.

Commercial remortgages

Release capital from premises you own, or replace a facility whose terms no longer fit the business.

Auction and bridging finance

Short-term funding to secure a property fast, with the exit to a term mortgage planned from day one.

How It Works

1

Book a callback

Pick a time below or call us. It costs nothing and there is no obligation.

2

We do the searching

Your adviser searches 120+ lenders, including the specialists the high street does not offer, and tells you honestly what is possible.

3

You get your mortgage

We handle the application and the paperwork, and keep you updated at every step until completion.

What Clients Say

5.0★ from 534 Google reviews

★★★★★
“We had a great experience working with Rich and Kimberly on a property purchase in Hither Green, London.”
Elliot · Google review
★★★★★
“From day one, Vijay demonstrated exceptional professionalism, deep knowledge, and a genuine commitment to supporting us. When our vendor unexpectedly pulled out halfway through and market rates changed, it could have easily derailed everything. However, Vijay remained calm, proactive, and determined, ultimately managing to secure our original rate despite the circumstances.”
Haider · Google review

Tell us about the property. We’ll tell you who’ll lend on it.

Call 01322 907 000

Your Questions, Answered

How much deposit does a commercial mortgage need?

Typically 25–40% for owner-occupiers and investors, though stronger covenants and sectors can do better. Your adviser will give you a realistic figure for your case before anything is applied for.

Can my limited company borrow?

Yes. Much commercial and portfolio lending is written to limited companies and SPVs. We will tell you how lenders view your structure.

How long does a commercial mortgage take?

Usually 6–12 weeks from application to completion depending on valuation and legals. If you are up against an auction deadline, bridging can complete much faster with the term mortgage to follow.

Do you only deal with big businesses?

No. Most of our commercial clients are owner-managed businesses and private landlords buying their first or second commercial property.

What does your advice cost?

The initial conversation is free and there is no obligation. Any broker fee is agreed clearly and upfront before we proceed.

Book Your Free Callback

Choose a day and time that suits you and an adviser will call you back.

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